Group Services

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• Comprehensive health plans covering medical expenses, preventive care, and wellness programs.

• Helps keep employees healthy, productive, and reduces absenteeism.

• Coverage options can be customized to suit the needs of your workforce.

• Includes doctor visits, hospital stays, prescription medications, and screenings.

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• Provides income replacement for employees who are temporarily or permanently disabled.

• Short-term disability (STD) offers benefits for a limited period (up to 6 months).

• Long-term disability (LTD) continues coverage until employees can return to work or reach retirement age.

• Ensures financial stability during times of hardship, allowing employees to focus on recovery.

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• A Flexible Benefits Plan that allows employees to pay for eligible expenses (health insurance, dependent care, and more) on a pre-tax basis.

• Reduces taxable income, leading to significant tax savings for both employees and employers.

• Helps employees save on taxes while providing access to essential benefits.

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• High-quality dental coverage including preventive care, routine checkups, and major dental procedures.

• Preventive services typically cover annual cleanings, exams, and x-rays.

• Includes basic treatments (fillings, root canals) and more complex procedures (crowns, dentures).

• Promotes overall employee health by maintaining good oral hygiene and addressing dental issues early.

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• Helps employees plan for extended care needs due to aging, chronic illness, or injury.

• Covers costs of nursing homes, assisted living, or home care services.

• Provides financial protection and reduces the burden of long-term care costs.

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• 401(k) and other defined contribution plans to help employees save for a secure future.

• Employer matching contributions to incentivize employee savings.

• Tax-deferred growth options to maximize savings over time.

• A variety of investment options for employees to customize their retirement savings.

• Affordable coverage for eye exams, glasses, contact lenses, and other vision-related services.

• Includes discounts on eyewear and preventive care for conditions like glaucoma and cataracts.

• Ensures employees maintain good eye health, improving their overall well-being and productivity.

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• Personalized Coverage: Allows employees to choose benefits like accident and critical illness plans based on their needs.

• Affordable Options: Provides access to group rates, making benefits more cost-effective than individual plans.

• Convenient Enrollment: Easy participation with payroll deductions for seamless management of benefits.

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• Distribute company profits to employees, aligning their success with business performance.

• Motivates employees to stay productive and invested in the company’s growth.

• Can be structured to provide annual contributions or based on specific financial milestones.

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• Affordable group life insurance options providing financial security for employees and their families.

• Typically includes term life insurance, with the option for employees to purchase additional coverage.

• Offers peace of mind for both employees and employers, knowing families are protected in case of untimely death.

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• Tax-advantaged accounts allowing employees to save for medical expenses.

• Paired with high-deductible health plans (HDHPs) for added savings.

• Triple tax benefits: tax-deductible contributions, tax-free growth, and tax-free withdrawals for qualified medical expenses.

• Encourages employees to take control of their healthcare spending while saving for the future.

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• Defined benefit plans offering guaranteed income in retirement based on salary and years of service.

• Provides employees with predictable, reliable income once they retire.

• Helps employees plan for retirement with confidence, ensuring long-term financial security.​​